Privacy Statement

Privacy

Insurance One Holding AG, (hereafter:” IOHAG”) would like to inform you about its privacy policy.

This website may contain hyperlinks to other websites that are not operated or controlled by IOHAG (“Third Party Sites”). This policy only applies to this website and IOHAG is not responsible for the content or the privacy practices of any Third Party Sites.

This policy may be changed and updated at any point without notice and we invite you to consult this policy regularly to familiarize yourself with any changes.

The terms of this policy are without prejudice to any contractual terms you may enter into with us, which will take precedent over the terms of this policy.

Data transfer

The internet is not and should not be regarded as a secure environment. Data sent via the internet can be accessed by unauthorized third parties, potentially leading to disclosures, changes in content or technical failures. Data sent via the internet may be transmitted across international borders even if both sender and receiver are located in the same country. Your data may therefore be forwarded to a country with a lower data protection level than in your country of residence.

IOHAG accepts no responsibility or liability for the security of your data whilst in transit via the internet. By visiting this website and by transmitting data via the web, you acknowledge and agree that you do so at your own risk. To protect your privacy you may choose another means of communication.

Processing and use of data

IOHAG does not collect personally identifying data from this website except when specifically and knowingly provided by you. In the latter case, subject to any applicable laws, we may use your personal information to market products and services we believe may be of interest to you.

Data security

Within IOHAG your personal data will be transmitted and stored in an environment with firewalls. We undertake all reasonable steps for your personal data not to be sent to third parties other than those, which have been engaged by IOHAG to provide services to you. We will only disclose your data to other third parties if compelled to do so for legal or regulatory purposes. We may store data in locations other than your country of residence.

Terms of use

Access restrictions

Access to information on this website may be restricted by the laws and regulations applicable to the user. Use may be prohibited by reasons of nationality, residence or otherwise. The IOHAG website is not directed to any such persons. Persons to whom such prohibitions apply must not access IOHAG’s website.

No offer

The information and opinions on this website are for information purposes only. They do not constitute and should not be construed to form a part of an offer or a solicitation to purchase, subscribe, issue, sell or redeem any investments, or to engage in any other kind of transaction. None of the products or services described on this website is available to persons in the US, the UK or any other jurisdiction where the provision of these products or services would run counter to local laws and regulations.

No warranty

The information on this website is provided “as is” and without warranties of any kind, expressed or implied. The information is derived from sources believed to be accurate and reliable, but neither accuracy nor completeness is guaranteed. This website does not purport to be complete nor does it contain all the information that may be considered material. Any opinions and views contained in this website reflect the current judgement of the authors and may change without notice. The contents herein may be updated, completed or modified at any time without prior notice.

No liability

No liability whatsoever is accepted and no representation, warranty or undertaking, explicit or implied, is made by IOHAG or by any company mentioned on this website or their affiliates, representatives, officers, employees, advisors or agents, or by any other person or company identified on this website relating to the completeness, accuracy or safety of the information contained herein or for any errors, omissions or misstatements herein. In no event shall IOHAG or any of its officers, employees, related or affiliated companies be liable for any direct, indirect, specific, incidental or consequential damages arising out of the use of any information or opinion contained in this website.

Copyright

Unless otherwise noted, text, images and layout of this website are the exclusive property of IOHAG and may not to be copied, reproduced or otherwise distributed, in whole or part, without the express prior written consent of IOHAG. You may not modify, link into or use for any public or commercial purpose the IOHAG webpage without the prior written permission of IOHAG. Permission is granted to print copies, display and use this document solely for personal use.

Links

Some links on the IOHAG website lead to third party websites, which are completely beyond the control of IOHAG. Accordingly, IOHAG does not assume any responsibility for the accuracy, completeness and legality of the contents of such website, or for any offers and services contained.